Insurance services for Families, Mortgages, Businesses and Property

H D Consultants is an independent insurance broker.

We offer products from a comprehensive range of insurers for the following insurance products: term assurance, family income benefit, non-investment whole of life assurance, critical illness insurance, income protection insurance, payment protection insurance, accident, sickness and unemployment insurance and household Insurance. We can also help with business insurance, key man cover, death in service, shareholder protection, commercial mortgage insurance etc., too.

To speak about your life insurance requirements, please read here and send us your details. We have a team of expert, confidential and qualified insurance advisers who can help you to review your current insurance needs, and we can provide a range of options and quotes for you to choose from.

For property insurance, which includes buildings insurance, contents insurance, work from home cover, landlords cover, portfolio insurance, legal expenses cover, please click here and send us your details. One of our colleagues in our specialist property insurance department will then call you back at your preferred day and time.

To arrange a callback to discuss your insurance requirements, fill in our contact form below and an Adviser will 'phone you at your convenience.

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I/we expressly consent to be contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our protection arrangements and/or (b) other products and services

H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here

Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only)

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.

FP Ref: 1436009 / exp 25.08.2025

Long established, recognised and national nominees and award winners for our professional mortgage services;